Why bad credit RAM files come to NewWheels
RAM 1500 outsells the Silverado by ~10% in Calgary trades; the 2500/3500 Heavy Duty serve oil-and-gas and gravel-hauling households around Strathmore and High River.
Sub-prime lenders price off employment stability and disposable income more than score. We route to a small set of Calgary-friendly sub-prime partners who care about the file holistically.
RAM models we finance for bad credit applicants
Models we approve for bad credit buyers most often:
- RAM 1500
- RAM 2500
- RAM 3500
- RAM ProMaster
What bad credit RAM applicants need
Documentation is short — exactly what the right RAM financing program looks for.
- Valid Alberta driver's licence
- Two most recent pay stubs
- 90 days of bank statements
- Proof of Calgary residence
Other Calgary financing pages
NewWheels · Calgary Vehicle Financing
NewWheelsis Calgary's specialist vehicle financing platform. Bad credit, newcomers, work permits, and self-employed buyers approved in 24 hours. Our AMVIC-licensed specialist has helped hundreds of Calgary families get into a vehicle regardless of credit situation.
AMVIC licence: AMVIC licence on file