NewWheels' role
NewWheels collects and organizes the initial request, verifies contact information and supports a secure handoff when appropriate.
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NewWheels is not a dealership or lender. It supports the application process. A participating dealership handles the vehicle sale and usually submits financing information to one or more lenders. The lender decides whether to extend credit and on what terms.
NewWheels collects and organizes the initial request, verifies contact information and supports a secure handoff when appropriate.
A bank, credit union or other financing provider evaluates the credit application and determines approval conditions, rate, term and amount financed.
NewWheels does not approve credit, lend money, set rates, sell inventory or guarantee a vehicle. A participating dealership and applicable lender make those decisions under their own policies.
No. NewWheels does not provide the loan.
No. The dealership and lender determine any available rate and terms.
The participating dealership completes the vehicle sale.
Content owner: NewWheels editorial team · Last reviewed: 2026-08-05 · Next review: 2026-11-05
Sources: NewWheels verified business-fact registry; Participating dealership workflow