Why self-employed buyers in Downtown come to NewWheels
Young professionals in towers, hospitality workers, and East Village condo buyers; smaller average loan size, higher trade frequency. Owner-operators in trucking, oil and gas consulting, trades, and rideshare.
Stated-income and bank-statement programs handle Calgary contractors, ride-share drivers, and small-business owners whose NOAs understate cash flow.
Documentation we ask self-employed applicants in Downtown for
The list is short because the right Calgary lender for self-employed buyers only needs the items below.
- Two years of NOAs (or 6 months of bank statements for stated-income files)
- Articles of incorporation if applicable
- GST number if applicable
- Calgary address proof
Local Downtown considerations
Downtown buyers tend to lease for short urban commutes or finance for weekend Rockies trips. Many keep a single household vehicle.
Downtown landmarks NewWheels serves: The Plus 15, Stephen Avenue, East Village, Eau Claire, Bow Tower.
Other Calgary financing pages
NewWheels · Calgary Vehicle Financing
NewWheelsis Calgary's specialist vehicle financing platform. Bad credit, newcomers, work permits, and self-employed buyers approved in 24 hours. Our AMVIC-licensed specialist has helped hundreds of Calgary families get into a vehicle regardless of credit situation.
AMVIC licence: AMVIC licence on file